:root{
    --primary:#2b57a4;
    --primary-dark:#0b307e;
    --primary-light:#e8f0fb;
    --accent:#e7343e;
    --accent-dark:#b3202b;
    --bg:#ffffff;
    --surface:#f7f9fc;
    --text:#1a2332;
    --text-soft:#5a6577;
    --border:#e2e7ef;
    --success:#1e9e5a;
    --radius:14px;
    --shadow:0 2px 16px rgba(20,40,80,.07);
    --shadow-lg:0 12px 40px rgba(20,40,80,.12);
    --maxw:1180px;
  }
  *{box-sizing:border-box}
  html{scroll-behavior:smooth}
  @media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation-duration:.001ms!important;transition-duration:.001ms!important}}
  body{
    margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
    color:var(--text);background:var(--bg);line-height:1.55;-webkit-font-smoothing:antialiased;
  }
  h1,h2,h3,h4{font-weight:700;letter-spacing:-0.02em;margin:0}
  p{margin:0}
  a{color:inherit;text-decoration:none}
  img{max-width:100%;display:block}
  .wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
  .eyebrow{font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--primary)}
  .btn{
    display:inline-flex;align-items:center;justify-content:center;gap:8px;
    padding:14px 26px;border-radius:10px;font-weight:600;font-size:15px;
    border:2px solid transparent;cursor:pointer;transition:transform .15s ease, box-shadow .15s ease, background .15s ease;
    white-space:nowrap;
  }
  .btn:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
  .btn-primary{background:var(--primary);color:#fff}
  .btn-primary:hover{background:var(--primary-dark);transform:translateY(-1px);box-shadow:var(--shadow-lg)}
  .btn-accent{background:var(--accent);color:#1a2332}
  .btn-accent:hover{background:var(--accent-dark);transform:translateY(-1px)}
  .btn-ghost{background:transparent;border-color:var(--border);color:var(--text)}
  .btn-ghost:hover{border-color:var(--primary);color:var(--primary)}
  .btn-white{background:#fff;color:var(--primary)}
  .btn-white:hover{background:var(--primary-light)}

  /* Skip link */
  .skip{position:absolute;left:-999px;top:0;background:var(--primary);color:#fff;padding:12px 18px;z-index:200;border-radius:0 0 8px 0}
  .skip:focus{left:0}

  /* Top bar */
  .topbar{background:var(--primary-dark);color:#fff;font-size:13px}
  .topbar .wrap{display:flex;justify-content:space-between;align-items:center;padding:8px 24px;flex-wrap:wrap;gap:6px}
  .topbar a{opacity:.9}
  .topbar a:hover{opacity:1;text-decoration:underline}
  .topbar-links{display:flex;gap:18px;align-items:center}
  .topbar-social{display:flex;gap:12px}

  /* Header */
  header.main{
    position:sticky;top:0;z-index:100;background:#fff;border-bottom:1px solid var(--border);
    transition:box-shadow .2s ease;
  }
  header.main.scrolled{box-shadow:0 4px 20px rgba(20,40,80,.08)}
  .nav-row{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;gap:20px}
  .brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:19px;color:var(--primary)}
  .brand-mark{width:38px;height:38px;border-radius:9px;background:linear-gradient(135deg,var(--primary),var(--primary-dark));display:flex;align-items:center;justify-content:center;color:#fff;font-size:16px}
  .brand small{display:block;font-weight:500;font-size:11px;color:var(--text-soft);letter-spacing:.02em}
  nav.primary{display:flex;align-items:center;gap:6px}
  nav.primary a.navlink{
    padding:10px 12px;font-size:14.5px;font-weight:600;color:var(--text);border-radius:8px;
  }
  nav.primary a.navlink:hover{background:var(--surface);color:var(--primary)}
  .nav-actions{display:flex;align-items:center;gap:10px}
  .hamburger{display:none;background:none;border:none;cursor:pointer;padding:8px}
  .hamburger span{display:block;width:24px;height:2px;background:var(--text);margin:5px 0;transition:.2s}

  @media (max-width:960px){
    nav.primary{display:none}
    .hamburger{display:block}
    .topbar-links{display:none}
  }

  #mobileMenu{
    display:none;flex-direction:column;padding:8px 24px 20px;border-top:1px solid var(--border);
  }
  #mobileMenu.open{display:flex}
  #mobileMenu a{padding:12px 4px;font-weight:600;border-bottom:1px solid var(--border)}
  #mobileMenu .btn{margin-top:12px;width:100%}

  /* Hero */
  .hero{position:relative;overflow:hidden;background:linear-gradient(180deg,var(--primary-light) 0%, #fff 65%)}
  .hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;padding:72px 24px 96px}
  @media (max-width:900px){.hero-grid{grid-template-columns:1fr;padding:48px 24px 64px}}
  .hero h1{font-size:clamp(34px,5vw,54px);line-height:1.08;color:var(--text)}
  .hero h1 span{color:var(--primary)}
  .hero p.lead{margin-top:20px;font-size:18px;color:var(--text-soft);max-width:48ch}
  .hero-ctas{display:flex;gap:14px;margin-top:32px;flex-wrap:wrap}

  .hero-visual{position:relative}
  .trust-card{
    background:#fff;border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:22px 24px;
    border:1px solid var(--border);
  }
  .trajectory{display:flex;align-items:center;gap:16px}
  .trajectory .num{font-size:38px;font-weight:800;color:var(--primary)}
  .trajectory .lbl{font-size:13px;color:var(--text-soft);font-weight:600}
  .timeline{margin-top:20px;position:relative;height:6px;background:var(--border);border-radius:4px;overflow:hidden}
  .timeline-fill{position:absolute;left:0;top:0;bottom:0;width:0%;background:linear-gradient(90deg,var(--primary),var(--accent));border-radius:4px;transition:width 1.4s cubic-bezier(.2,.8,.2,1)}
  .timeline-marks{display:flex;justify-content:space-between;margin-top:8px;font-size:12px;color:var(--text-soft);font-weight:600}
  .float-badge{
    position:absolute;background:#fff;border-radius:12px;box-shadow:var(--shadow-lg);
    padding:14px 16px;display:flex;align-items:center;gap:10px;border:1px solid var(--border);font-size:13px;font-weight:700;
  }
  .float-badge.b1{top:-18px;right:-10px}
  .float-badge.b2{bottom:-22px;left:-14px}
  .dot{width:9px;height:9px;border-radius:50%;background:var(--success)}
  @media (max-width:600px){.float-badge{display:none}}

  /* Sections generic */
  section{padding:76px 0}
  .section-head{text-align:center;max-width:640px;margin:0 auto 44px}
  .section-head h2{font-size:clamp(26px,3.4vw,36px);margin-top:10px}
  .section-head p{margin-top:12px;color:var(--text-soft);font-size:16px}
  .alt{background:var(--surface)}

  /* Quick access */
  .qa-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
  @media (max-width:900px){.qa-grid{grid-template-columns:repeat(2,1fr)}}
  @media (max-width:560px){.qa-grid{grid-template-columns:1fr}}
  .qa-card{
    background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:26px;
    transition:transform .18s ease, box-shadow .18s ease, border-color .18s ease;
  }
  .qa-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);border-color:transparent}
  .qa-icon{width:46px;height:46px;border-radius:10px;background:var(--primary-light);display:flex;align-items:center;justify-content:center;font-size:22px;margin-bottom:16px}
  .qa-card h3{font-size:18px}
  .qa-card p{color:var(--text-soft);font-size:14.5px;margin-top:8px}
  .qa-card .cta{display:inline-block;margin-top:14px;font-weight:700;color:var(--primary);font-size:14px}

  /* Products */
  .tabs{display:flex;gap:10px;justify-content:center;margin-bottom:32px;flex-wrap:wrap}
  .tab-btn{padding:10px 20px;border-radius:999px;border:2px solid var(--border);background:#fff;font-weight:700;font-size:14px;cursor:pointer;color:var(--text-soft)}
  .tab-btn.active{background:var(--primary);border-color:var(--primary);color:#fff}
  .prod-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
  @media (max-width:900px){.prod-grid{grid-template-columns:repeat(2,1fr)}}
  @media (max-width:560px){.prod-grid{grid-template-columns:1fr}}
  .prod-panel{display:none}
  .prod-panel.active{display:grid}
  .prod-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:22px}
  .prod-card h3{font-size:16.5px}
  .prod-card p{color:var(--text-soft);font-size:13.5px;margin-top:6px}
  .prod-card .tag{display:inline-block;margin-top:12px;font-size:12px;font-weight:700;color:var(--primary);background:var(--primary-light);padding:4px 10px;border-radius:6px}

  /* Why us stats */
  .stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
  @media (max-width:900px){.stats-grid{grid-template-columns:repeat(2,1fr)}}
  .stat{text-align:center}
  .stat .n{font-size:38px;font-weight:800;color:var(--primary)}
  .stat .l{font-size:14px;color:var(--text-soft);margin-top:6px;font-weight:600}

  /* Asociarse */
  .assoc-band{background:linear-gradient(120deg,var(--primary-dark),var(--primary));color:#fff;border-radius:20px;padding:52px;display:grid;grid-template-columns:1.2fr .8fr;gap:36px;align-items:center}
  @media (max-width:860px){.assoc-band{grid-template-columns:1fr;padding:34px 24px}}
  .assoc-band h2{color:#fff;font-size:clamp(24px,3vw,32px)}
  .assoc-band p{color:#dbe6f7;margin-top:14px;font-size:15.5px}
  .assoc-ctas{display:flex;gap:12px;margin-top:24px;flex-wrap:wrap}
  .fee-table{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.25);border-radius:12px;padding:20px}
  .fee-row{display:flex;justify-content:space-between;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.18);font-size:14px}
  .fee-row:last-child{border-bottom:none}
  .fee-row b{color:#fff}

  /* Zona virtual */
  .zv-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
  @media (max-width:760px){.zv-grid{grid-template-columns:1fr}}
  .zv-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:32px;text-align:center;box-shadow:var(--shadow)}
  .zv-card .qa-icon{margin:0 auto 16px}
  .zv-card h3{font-size:20px}
  .zv-card p{color:var(--text-soft);margin-top:8px;font-size:14.5px}
  .zv-card .btn{margin-top:20px;width:100%}

  /* Pagos */
  .pay-band{display:flex;align-items:center;justify-content:space-between;gap:24px;background:var(--primary-light);border-radius:var(--radius);padding:36px 40px;flex-wrap:wrap}
  .pay-band h3{font-size:22px}
  .pay-band p{color:var(--text-soft);margin-top:6px}

  /* Transparencia */
  .doc-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
  @media (max-width:900px){.doc-grid{grid-template-columns:repeat(2,1fr)}}
  @media (max-width:560px){.doc-grid{grid-template-columns:1fr}}
  .doc-card{background:#fff;border:1px solid var(--border);border-radius:12px;padding:20px;text-align:center;font-weight:700;font-size:14.5px}
  .doc-card:hover{border-color:var(--primary);color:var(--primary)}
  .doc-card .qa-icon{margin:0 auto 12px}

  /* Agencias */
  .office-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
  @media (max-width:900px){.office-grid{grid-template-columns:repeat(2,1fr)}}
  @media (max-width:560px){.office-grid{grid-template-columns:1fr}}
  .office-card{background:#fff;border:1px solid var(--border);border-radius:12px;padding:18px}
  .office-card h3{font-size:15px}
  .office-card .type{font-size:11px;text-transform:uppercase;letter-spacing:.05em;font-weight:700;color:var(--accent-dark);background:#fbe4e6;display:inline-block;padding:2px 8px;border-radius:5px;margin-bottom:8px}
  .office-card p{font-size:13px;color:var(--text-soft);margin-top:4px}

  /* Footer */
  footer{background:#101a2e;color:#c8d2e4;padding:56px 0 24px}
  .foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
  @media (max-width:800px){.foot-grid{grid-template-columns:1fr 1fr}}
  footer h4{color:#fff;font-size:15px;margin-bottom:14px}
  footer a{display:block;color:#a9b6cf;font-size:14px;padding:4px 0}
  footer a:hover{color:#fff}
  .foot-brand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;font-size:18px;margin-bottom:10px}
  .foot-bottom{border-top:1px solid #22304a;margin-top:36px;padding-top:20px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:13px;color:#8494b3}

  /* Reveal animation */
  .reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease, transform .6s ease}
  .reveal.in{opacity:1;transform:none}

  /* WhatsApp float */
  .wa-float{
    position:fixed;bottom:24px;right:24px;width:58px;height:58px;border-radius:50%;background:#25D366;
    display:flex;align-items:center;justify-content:center;box-shadow:0 6px 20px rgba(0,0,0,.25);z-index:90;
  }
  .wa-float:hover{transform:scale(1.06)}

/* ===== Inner pages ===== */
.breadcrumb{font-size:13px;color:var(--text-soft);padding:16px 0}
.breadcrumb a{color:var(--primary);font-weight:600}
.breadcrumb span{margin:0 6px}

.page-hero{background:linear-gradient(180deg,var(--primary-light) 0%, #fff 100%);padding:40px 0 56px}
.page-hero .eyebrow{display:block;margin-bottom:10px}
.page-hero h1{font-size:clamp(28px,4vw,42px)}
.page-hero p.lead{margin-top:14px;color:var(--text-soft);font-size:16.5px;max-width:60ch}

.content-block{padding:56px 0}
.content-block h2{font-size:26px;margin-bottom:14px}
.content-block h3{font-size:19px;margin:28px 0 10px}
.content-block p{color:var(--text-soft);font-size:15.5px;margin-bottom:14px}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:40px}
@media (max-width:800px){.two-col{grid-template-columns:1fr}}

.value-card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}
.value-card h3{margin-top:0;font-size:17px;color:var(--primary)}

.check-list{list-style:none;margin:0;padding:0}
.check-list li{position:relative;padding:8px 0 8px 30px;color:var(--text-soft);font-size:15px;border-bottom:1px solid var(--border)}
.check-list li:last-child{border-bottom:none}
.check-list li::before{content:"✓";position:absolute;left:0;top:8px;color:var(--success);font-weight:800}

.req-tabs{display:flex;gap:10px;margin-bottom:24px;flex-wrap:wrap}

.fee-summary{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:24px 0}
@media (max-width:760px){.fee-summary{grid-template-columns:1fr}}
.fee-summary .box{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:20px;text-align:center}
.fee-summary .box .amt{font-size:26px;font-weight:800;color:var(--primary)}
.fee-summary .box .lbl{font-size:13px;color:var(--text-soft);margin-top:6px;font-weight:600}

.timeline-history{border-left:3px solid var(--primary-light);padding-left:24px;margin:24px 0}
.tl-item{position:relative;padding-bottom:28px}
.tl-item::before{content:"";position:absolute;left:-30px;top:4px;width:12px;height:12px;border-radius:50%;background:var(--primary)}
.tl-item .yr{font-weight:800;color:var(--primary);font-size:14px}
.tl-item p{margin-top:4px}

.pending-note{background:#fbe4e6;border:1px dashed var(--accent-dark);border-radius:10px;padding:14px 18px;font-size:13.5px;color:#7a1e22;margin:16px 0}

.cta-band{background:var(--surface);border-radius:var(--radius);padding:36px;text-align:center;margin-top:20px}
.cta-band h3{font-size:20px;margin-bottom:10px}

/* ===== Product detail pages ===== */
.prod-hero{background:linear-gradient(180deg,var(--primary-light) 0%, #fff 100%);padding:36px 0 48px}
.prod-hero .tag-cat{display:inline-block;background:#fff;border:1px solid var(--border);padding:4px 12px;border-radius:999px;font-size:12px;font-weight:700;color:var(--primary);margin-bottom:12px}
.prod-hero h1{font-size:clamp(26px,4vw,38px)}
.prod-hero p.lead{margin-top:12px;color:var(--text-soft);font-size:16px;max-width:65ch}

.ficha-table{width:100%;border-collapse:collapse;font-size:14px;margin:16px 0}
.ficha-table tr{border-bottom:1px solid var(--border)}
.ficha-table td{padding:10px 8px;color:var(--text-soft)}
.ficha-table td:last-child{text-align:right;font-weight:700;color:var(--text)}
.ficha-table tr:last-child{border-bottom:none}

.prod-nav{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:28px}
.prod-nav a{font-size:13px;font-weight:700;padding:8px 14px;border-radius:999px;background:var(--surface);color:var(--text-soft)}
.prod-nav a.active{background:var(--primary);color:#fff}

.prod-layout{display:grid;grid-template-columns:1fr 320px;gap:36px}
@media (max-width:900px){.prod-layout{grid-template-columns:1fr}}
.side-card{background:var(--surface);border-radius:14px;padding:22px;position:sticky;top:100px;height:fit-content}
.side-card h4{font-size:14px;margin-bottom:10px}
.side-card a.side-link{display:block;padding:8px 0;font-size:14px;font-weight:600;color:var(--text-soft);border-bottom:1px solid var(--border)}
.side-card a.side-link:hover{color:var(--primary)}
.side-card a.side-link:last-child{border-bottom:none}